driving.co.uk

Motor Insurance Claims

Actual Statements given by drivers

	Coming home I drove into the wrong drive and collided with a tree I don't have
	The other car collided with mine without giving warning of its intentions
	I thought my window was down, but I found it was up when I put my head through it
	I had been driving for 40 years when I fell asleep at the wheel and had an accident
	I collided with a stationary truck coming the other way
	A truck backed through my windshield into my wife's face
	The guy was all over the road. I had to swerve a number of times before I hit him
	In an attempt to kill a fly I drove into a telegraph pole
	To avoid hitting the bumper of the car in front, I struck the pedestrian
	My car was legally parked as I backed into the other vehicle
	An invisible car came from nowhere, struck my car and vanished
	To avoid collision I ran into the other car
	The insured failed to observe the end of the pier and careered off into the Irish Sea
	I was going down the car park ramp when I hit a giant plastic mouse
	The indirect cause of the accident was a little guy in a small car with a big mouth
	The car had to turn more sharply than was necessary, owing to an invisible lorry
	I knocked over a man. He admitted it was his fault, as he had been run over before
	The front van Toyota reversed me. I horned her but the driver did not response it
	A pedestrian hit me and went under my car
	The pedestrian had no idea which direction to run so I ran over him
	The accident was entirely due to the other man narrowly missing me
	There were plenty of onlookers but no witnesses
	My car had to turn sharper than was necessary owing to an invisible lorry.
	I was scraping my nearside on the bank when the accident happened
	Accident was due to the road bending
	The other man changed his mind and I had to run into him
	There was ice on the road, so I applied brakes causing skid.
	I told the idiot what he was and went on
	She suddenly saw me, lost her head and we met.
	A lamp post bumped into my car, damaging it in two places
	Coming home I drove into the wrong house and collided with a tree I haven't got
	I looked for the sign but the more I looked the more I couldn't find it.

	I pulled away from the side of the road, glanced at my mother in law's face and headed over the embankment
	I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision and I did not see the car
	I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
	As I approached the intersection a sign suddenly appeared in a place where no 'Stop' sign had ever appeared before. I was unable to stop in time to avoid the accident
	I had one eye on a parked car, another on approaching lorries and another on the woman behind.
	I told the police that I was not injured, but on removing my hat I found that I had a fractured skull.
	I pulled into the lay-by with smoke coming from under the bonnet. I realised the car was on fire so I took my dog and smothered it with a blanket.
	If the other driver had stopped a few yards behind himself, it would not have happened.
	I was sure that the old chap would never make it to the other side of the road when I struck him.
	I was proceeding along the road at a moderate speed when another car rushed out of a side turning and turned upside down in a ditch. It was his fault as he said.
	I knocked over the man, he admitted it was his fault, as he had been knocked down before.
	One claimant, when asked if either driver could have avoided the accident replied 'Yes, we could have travelled by bus.'

	We were enjoying a quiet drive along a country lane. There were high hedges on both sides, suddenly a large horse landed on the roof of the car. Please find enclosed repairs estimate for damage.
	I was taking a friend home and keeping two yards from each lamp post which were in a straight line. Unfortunately there was a bend in the road bringing the right hand lamp post in line with the other and of course I landed in the ditch

Expert Excuses
There are almost 33 million drivers in the UK, almost all of them probably consider themselves as experts.

When they do crash and have to explain what happened, it's not their fault!

I wasn't able to brake because I thought I was being abducted by aliens

Sorry doesn't help
Despite advice from motor insurance companies to policy holders at the scene of a crash not to admit liability, some do say 'sorry' as though to admit liability.

When completing the insurance paperwork there is rarely a driver who accepts responsibility for being at fault.

The insurance companies and the police, if they are involved, have the business of apportioning blame.

Women Drivers Safer
The Advertising Standards Authority recently rejected complaints that an insurance company's advertising poster was not backed by evidence proving women were better behind the wheel.

The company provided statistics which it said showed women were better drivers because men made more, and larger, insurance claims.

The evidence that women are safer drivers than men was, in this case, accepted by the ASA who ruled that the poster highlighting that fact was accurate.